PAYMENT AGREEMENT

THE PARTIES. This Payment (Installment) Agreement (“Agreement”) dated TODAY (the date of purchase), is by and between:

Creditor: CA II, LLC dba Dawn Ledet Coaching (“Creditor”), and

Debtor: Purchaser named above and agreeing to terms (“Debtor”).

HEREINAFTER, the Debtor and Creditor (“Parties”) agree to the following:

BALANCE. At the time of this Agreement, the Debtor owes the Creditor the amount of $1,200.00 (“Current Balance”) for services described as: Coach4Life Lifetime Membership including one year of weekly (up to 48) private 20-minute coaching sessions.

REPAYMENT PLAN. To satisfy the Amount Owed, the Debtor agrees to repay the Creditor under the following terms:

Downpayment. The Debtor shall pay a downpayment in the amount of $100.00.

Interest Rate. The Amount Owed shall not bear interest.

Repayment Period. The Debtor shall re-pay the Creditor on the 1st of each month beginning September 1, 2023 and ending on August 1, 2023. Each payment due shall be for the amount of $100.00.

Payment Instructions. The Debtor is required to make automatic payments via ACH.

LATE PAYMENT. Any partial or late payment under this Agreement shall be allowed in accordance with the following:

Allow the Debtor to make payments within 10 days provided the Debtor pays a late fee of: $50.00 which will automatically be applied for payments more than 7 days late (“Extension Period”). If payment is not made within the Extension Period, this Agreement shall be in default.

PREPAYMENT. The Debtor may pre-pay the Amount Owed at anytime without penalty.

CO-SIGNER. This Agreement shall not have a Co-Signer.

DEFAULT. If for any reason the Debtor should not oblige with any section or portion of this Agreement, the Debtor shall be considered in default. Under such an event, the remaining balance of the Amount Owed shall be due within five (5) business days with the Debtor liable to pay all reasonable attorney’s fees and costs of collection of the Creditor. In addition, the Creditor may reclaim any property or goods, including access to services, in connection with the Amount Owed, hold and dispose of the same, and collect expenses, together with any deficiency due from the Debtor’s right ot redeem said items pursuant to law.

GOVERNING LAW. This Agreement shall be governed by, and construed in accordance with, the laws of the State of Louisiana (“Governing Law”).

SEVERABILITY. The unenforceability or invalidity of any clause in this Agreement shall not have an impact on the enforceability or validity of any other clause. Any unenforceable or invalid clause shall be regarded as removed from this Agreement to the extent of its unenforceability and invalidity. Therefore, this Agreement shall be interpreted and enforced as if it did not contain the said clause to the extent of its unenforceability and invalidity.

ENTIRE AGREEMENT. This Agreement contains all the terms agreed to by the Debtor and Creditor relating to its subject matter, including any attachments or addendums. This Agreement replaces all previous discussions, understandings, and oral agreements.

IN WITNESS WHEREOF, the Parties have executed this Agreement as of the date of agreement and submission of the down payment.

Coaching Agreement, Terms & Conditions

RESPONSIBILITY
You are responsible for the cause of all change in your life.
Your Coach will work with you to identify solutions and offer suggestions, options and advice based on their own personal experience, training and the proven methods of the program
You accept full responsibility for all decisions and courses of action
You as Client, by signing this Coaching Agreement agree and acknowledge that the Coach is not a licensed investment advisor, real estate agent, accountant, finance, health or legal professional.

CONFIDENTIALITY
Your Coach will not divulge that you are in a coaching relationship without your express consent. You, of course, are free to discuss the coaching relationship with anyone at any time.  

The Coach4Life Program Community (“C4L Community”) is a social network in which personal and professional information may be exchanged between participants. You are entirely responsible for deciding how much of your personal information you wish to share in the Community. By taking part in the Community, you agree to keep information of other members confidential. The Company will not share, sell, or rent the personal information of its members to third-party businesses; however, we cannot guarantee the confidentiality of any of the information you choose to share in the Community. Please review our PRIVACY POLICY to learn how we manage personal information.

All  materials, coaching, workshops and workshop recordings, as well as the personal information of individual community members  are to be kept confidential. These may not be duplicated, shared, posted on social media or utilized in any way.

Virtual Private Coaching sessions provided by the Company in the Coach4Life Program  membership as well as One to One Coaching sessions are also maintained as confidentially as possible.

SCHEDULING
All Group Coaching Sessions are scheduled in advance and you may submit for coaching.  Submitting for coaching does not guarantee you will receive coaching based on the number of requests and attendance.  However all efforts will be made to make coaching available to you for each time you request it.  Additionally, Coach may opt to add coaching sessions at any time. You are responsible for receiving the coaching you need whether directly or by witnessing others getting coached.

TASKING
Tasks may be assigned to assist in accelerating your change and the achievement of your desired results. Tasks are optional.

FREE EXTRA TIME
There is no extra charge for communication via email between your Coaching Sessions, whether to discuss an issue or concern or share something great! Your Coach provides this free additional service to give your superior value and results.

CANCELLATION
Once payment has been received you will have automatic access to the program and not entitled to a refund for any reason.

COACHING PROGRAM
The Coaching Programs are created and sold as whole packages and cannot be altered or partially completed in any way. Failure to sign up for or receive coaching or not use any portion of the program will not be eligible for refund, credit or transfer.

SUSPENDING PROGRAM
You are welcome to leave and come  back anytime.

GROUP COACHING CALLS
Group coaching calls will happen via video chat weekly and may be recorded.  Any recordings will be made available in the portal.

PAYMENT 
If any payment should default, the Client will have seventy-two (72) hours to rectify the situation. Access  will be postponed until payment is received. If a Client should default on any payment, the result may be cancellation from the Program. An N.S.F. or credit card decline will result in penalty from our payment processing company in cases of payment default.

PROGRAM CHANGES
The Coach reserves the right to change, modify or cancel any programs as considered necessary. 

INTELLECTUAL PROPERTY
All material relating to the Program is subject to copyright and other intellectual property rights. All materials may not be recorded, used or reproduced without the written permission of the owner.

INDEMNIFICATION
You understand that all action taken is performed voluntarily and is your own responsibility. Clients should seek independent professional advice before undertaking any physical, business or investment actions.

 CONDUCT REQUIREMENTS
As a member of the Coach4Life Program community, you are required to be a good Community member and abide by the following:

• Be respectful and courteous to all other Community members and all coaches, instructors, and employees of Action Your Future.
• Do not use abusive, derogatory, threatening, or discriminatory language, either directly or indirectly.
• Do not discriminate against or harass on the basis of any legally protected classification, including, but not limited to race, gender, age, disability, national origin, religion, sexual orientation, or gender identity.
• Do not retaliate for any reason.
• Do not sexually harass or make improper advances.
• Do not hang up abruptly on others when you are on a live call of any kind.
• Do not use your coaching sessions to complain about coaches, instructors, and employees of Action Your Future  or other Community members.
• Customer Support requests or issues should be directed to [email protected].

RIGHT TO REFUSE SERVICE
We may prohibit you from participating in or utilizing the Site if, in our sole and absolute discretion, you show a disregard for the Terms or act in an unacceptable manner, with the intent to annoy, abuse, threaten, or harass any other person, or in any other disruptive manner. We also reserve the right to refuse service, terminate your access, remove or edit content, or cancel orders in our sole and absolute discretion.

 AGREEMENT
By entering into a Coaching Agreement either through signing a Coaching Agreement or paying any amount to the program, you agree to abide by the terms and conditions as set out above.